Miami Water Damage Claim Lawyer
Helping Clients With Water Damage Claims in Miami-Dade County
Have your homes in Miami or belongings been damaged by water? Despite its myriad uses and benefits, water can cause extensive and irreparable destruction to someone’s property. Miami water damage claims can be complicated, especially because they are similar to but separate from flood damage claims, and insurance companies often try to deny or undervalue claims in order to save money around different areas of Miami.
Has Your Water Damage Claim Been Denied?
If you need help filing a water damage claim or appealing one that has been denied in Miami, you may benefit from legal help. At The Property Advocates, P.A., our Miami lawyers possess decades of combined legal experience thoroughly handling water damage claims for Floridians in the Miami area. We can help you strengthen your water damage insurance claim by ensuring it’s put together properly so that you receive the maximum available compensation; we can also dispute claims that have been wrongfully denied.
What are Common Causes of Water Damage?
Not to be confused with flood damage, water damage must come from an issue caused by or occurring within your home, such as a burst pipe or a leaky ceiling. Flooding, on the other hand, must be caused by a natural disaster or weather event to be covered by insurance.
It is always better to prevent Miami water damage in the first place than to have to repair it later. Recognizing some common causes of water damage could help you avoid this issue before it ruins your flooring, possessions, foundation, and more.
Each case is unique, but issues that commonly cause water damage situations in Florida include:
- Burst water pipes
- Broken pipes
- Leaking pipes
- Plumbing system failures
- Toilet clogs
- Broken appliances
- Cracked structural foundations
- Roof or window leaks
Damage from broken appliances, storms, or other events involving water damage can also lead to mold, mildew, insect infestations, damaged furniture, damaged or discolored walls, weakened structural foundations, and wood rot. Fortunately, homeowners insurance generally covers these water damages. Unfortunately, insurance companies sometimes also attempt to pay as little as possible to their claimants for water damage in Miami to protect their bottom line.
Contact The Property Advocates, P.A today for your free, no-obligation case evaluation!
Though most standard policies should cover water damage, insurance companies often tend to delay, deny, or undervalue insurance claims in the hopes that the policyholder will give up and accept the loss, saving the insurance company money. Fortunately, if you are having difficulty getting your claim approved—or handling it at all—you can enlist the help of an attorney experienced in such matters.
We will help you document the damage, determine how much you need to cover your losses, and fight back in the event your insurance company refuses to adequately compensate you or tried to deny your claim.
Water damage claims may involve coverage for:
- Alternative living expenses if displaced during restorations
- Business interruption or loss of rental value
- Gutting damaged drywall
- Removing mold growth
- Repairing or replacing carpeting and flooring
- Repairing or replacing damaged electronics
- Structural damage to walls and foundations
- Water extraction and drying
We can help ensure you receive compensation for all the above and more so that you can get back on your feet and enjoy a home or business that’s as good as new.