We'll Help You Recover From a Natural Disaster

Miami First-Party Property Insurance Claims

Helping Florida Property Owners Get the Coverage They Deserve

When a natural disaster hits or another mishap occurs that damages your property, you need to be able to rely on your property insurance to cover the cost of the damages. But what if you’re having trouble making a claim? Or what if your insurance company refuses to hold up their end of your policy agreement? Unfortunately, filing an insurance claim isn’t always as easy as it’s made out to be and some insurance companies even practice “bad faith” to get out of paying policyholders what they’re rightfully owed.

If you’re having trouble with your insurance claim or simply would like assistance filing one, The Property Advocates, P.A. can help. Our legal team handles first-party property insurance claims in the Miami area involving losses due to flooding, fires, theft, collapse, and more. We can handle the claims process from start to finish to ensure that everything is done correctly—and that the insurance company offers you the compensation and assistance you deserve. In the event your insurer is being non-cooperative, we will negotiate with them on your behalf and are even willing to take them to court. We won’t give up until you attain the results you want.

Resolving Bad Faith Insurance Claims in Miami

Living in Miami, we understand the unique challenges that come with the territory. From the threat of hurricanes to the occasional flooding, property owners in our vibrant city face a range of potential disasters. When your insurance company fails to honor your policy, it can add unnecessary stress to an already difficult situation. This is where understanding and addressing bad faith insurance claims becomes crucial.

Miami residents can turn to local resources such as the Miami-Dade County Government and the Florida Office of Insurance Regulation for guidance and support. These entities provide valuable information and assistance for property owners dealing with insurance issues. However, navigating these resources can be overwhelming without the right support.

At The Property Advocates, P.A, we are deeply familiar with the Miami area and the specific pain points our community faces. Whether it's dealing with the aftermath of a hurricane or addressing damage from a fire, we know how to help you get the compensation you deserve. Our team is committed to ensuring that your insurance company upholds their end of the agreement, providing you with the peace of mind you need to rebuild and recover.

Don't let bad faith insurance practices add to your burden. Reach out to us today for a free consultation, and let us help you navigate the complexities of your insurance claim. We are here to support Miami property owners every step of the way.

Contact us now to set up your free consultation. We speak English, Spanish, and Creole.

Commonly Asked Questions

How can The Property Advocates, P.A assist with my insurance claim in Florida?

The Property Advocates, P.A assists with insurance claims by handling the entire process, from filing the claim to negotiating with insurance companies. They ensure that all procedures are correctly followed and that policyholders in the Miami area receive fair compensation for losses due to events like flooding, fires, and theft.

Can The Property Advocates, P.A help if my insurance claim is related to natural disasters in Florida?

Yes, The Property Advocates, P.A is well-versed in handling insurance claims related to natural disasters in Florida. They can provide comprehensive support and representation to ensure that your insurance company honors the terms of your policy and compensates you for damages caused by events such as hurricanes, floods, and other disasters.

First-Party Property Insurance Claims in Florida

In Florida, homeowners aren’t required to insure their homes. However, even though it isn’t required by law, most people choose to buy insurance anyway in order to protect what is likely their largest asset.

Though there are numerous types of property insurance policies, all are considered either first-party or third-party. A first-party insurance claim is one made directly between the policyholder and the insurer (as opposed to a third-party insurance claim which is made by someone who is not the policyholder or the insurance company.)

In a homeowners insurance claim, the policyholder (the first party) can make a claim with their insurance company (the second party) concerning damage to their property, such as fire or wind damage.

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How an Attorney Can Help with First Party Property Claims

At The Property Advocates, P.A., our dedicated legal team will help you review your insurance policy and determine whether you can take legal action. We will negotiate in an attempt to get you what your insurer was supposed to provide in the first place. If we meet resistance, we have no qualms filing a lawsuit and taking the negligent insurance company to court.

When filing a lawsuit, you can attain compensation from the insurance company for what they owe you as well as additional losses they caused. The three primary categories of recoverable damages include:

  • Contract damages: Compensation equal to the benefits you were originally owed under your policy.
  • Extra-contractual damages: Additional compensation based on the insurance company’s bad faith actions. This may include emotional distress, legal fees, and extra economic losses suffered by the insured while waiting for the claim to be resolved.
  • Punitive damages: Though not always awarded, this type of compensation punishes the insurance company for their actions and aims to prevent them in the future.
We Can't Prevent Natural Disasters, But We Can Help You After

We are a full service property law firm, with an experienced team and the resources to handle your case. With The Property Advocates, P.A., you will be treated with compassion, and we will fight to get you what you deserve. We have decades of experience inside and outside the courtroom, and we are not afraid to go to trial to fight for you.

See What Our Clients Have To Say

At The Property Advocates, P.A, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    “The level of expertise that John exhibited was excellent and of course with favorable results in settling my claim.”

    I would like to take this opportunity to thank the staff at The Property Advocates for the assistance rendered to resolve my claim. I would like to thank especially the attorney who represented me - John Acosta in the zoom mediation session held on April 1st. I was very well pleased with how proficient and efficient John Acosta was during, before, and after the mediation. The level of expertise that John exhibited was excellent and of course with favorable results in settling my claim. I will definitely refer the firm to any of my acquaintances who need such kind of services.

    Thank you for all your hard work.


    - Phillipah K.
    “My feelings are that you are a great asset to your firm and I am hopeful that these expressions of appreciation towards your work.”
    “My feelings are that you are a great asset to your firm and I am hopeful that these expressions of appreciation towards your work.”
    - Edward F.
    “She was fantastic”

    I just wanted to take a moment and write a short note about my experience with The Property Advocates and Lilliana, the young lady assigned to my case.

    She was fantastic and throughout the long process kept me as updated as possible. It was a long

    - Jesus S.
    “Once again thank you for helping me in this long but great ending.”

    I would like to thank you and your team for all the hard work you put into my claim. It's been a long journey but we finally reach our goal of settling it before we went to court. I'm very happy and satisfied with the outcome of the money I received. On

    - Roberto R.
    “Thank you to this firm who has worked hard for me and the case was resolved quickly to my satisfaction.”

    I am satisfied with the work done by this firm on my claim. Thank you to this firm who has worked hard for me and the case was resolved quickly to my satisfaction. Before, I thought the case was lost, but George was the most interested in my case. He called me several times to keep me informed and was successful in getting my case resolved. I am very happy with the Property Advocates and I recommend them, especially in the difficult cases because they have worked very hard to give me success in my case so that I can fix my house now.

    - Roberto R.
    “Gracias y que Dios los bendiga.”

    Quisiera de este modo poderle dar gracias a todo el equipo de trabajo que durante 3 largos años se hicieron cargo de mi caso y al final lograron llegar a un acuerdo beneficioso para todos . Un agradecimiento especial a John Acosta por su involucramiento y especial atención . Gracias y que Dios los bendiga. Por favor hágale llegar mi agradecimiento a todo el equipo y a todos los trabajadores de la firma.

    - Raul P.

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